For Medicare & Health Insurance Agents

Stop Losing Commissions
You Already Earned

ChargebackIQ automatically detects erroneous commission chargebacks, compares your monthly rosters, and builds your dispute case — so you get paid what you're owed.

Request Early Access → See How It Works
$1,200+
Avg annual loss per agent
73%
Chargebacks go undisputed
< 5 min
To build a dispute case
The Problem

Carriers take back commissions. Most agents never fight back.

Every month, insurance agents lose hundreds — sometimes thousands — of dollars to commission chargebacks they didn't deserve. The carrier's systems aren't perfect, and without a paper trail, agents lose by default.

📉
Clients "disappear" from rosters
Members vanish between monthly reports with no disenrollment date — triggering chargebacks even when the client never left.
🔄
Same-day cancel & reinstate errors
A client cancels and immediately reinstates by mistake. The carrier charges back the commission — even though the client is still yours.
📋
Manual comparisons take hours
Agents spend hours comparing spreadsheets month by month, often missing errors or giving up because the process is too complicated.
✉️
No evidence, no recovery
Without a properly written dispute email and the right documentation, carriers ignore appeals. Most agents never recover a cent.
How It Works

From upload to dispute in minutes

📂
Upload Your Roster
Download your monthly report from the carrier portal and drop it into ChargebackIQ. We support all major carriers.
🔍
Automatic Comparison
We compare this month against last month by Member ID and flag everyone who left — including surprise drops with no disenrollment date.
⚡
AI Builds Your Case
For each flagged member, our AI analyzes the situation, rates dispute strength, and drafts a professional email to the carrier.
💰
Recover Your Commission
Send the dispute email, track your case status, and get back the commissions that were wrongfully taken from you.
Features

Everything an agent needs
in one place

📊
Month-over-Month Roster Comparison
Upload your Excel roster and we instantly show who left, who's new, and who stayed — no formulas, no manual work.
Core Feature
🤖
AI Dispute Analysis
Our AI reviews each dropped member, assesses chargeback risk, identifies the likely cause, and drafts a dispute email you can send in one click.
AI Powered
🚨
Surprise Drop Detection
Automatically flags members who vanished with no disenrollment date — your highest-risk chargeback scenarios — and prioritizes them for action.
Smart Alerts
📎
Evidence Tracker
Attach emails, screenshots, and carrier portal exports to each case. Keep all your dispute evidence organized in one place.
✉️
One-Click Dispute Emails
Professional, carrier-specific dispute letters drafted by AI. Copy and send — or customize before sending. No writing experience needed.
📈
Commission Audit Dashboard
See every chargeback, disputed amount, and recovery in one clean view. Know exactly where your money is at all times.
Pricing

Simple pricing.
Pays for itself.

Recovering even one chargeback typically covers a full year of ChargebackIQ. Most agents recover 3–5x their subscription cost in the first month.

Starter
$29
per month
For independent agents managing a single carrier book of business.
  • 1 carrier roster comparison
  • Up to 200 members tracked
  • Automatic chargeback detection
  • 5 AI dispute analyses / month
  • Email draft generator
Most Popular
Professional
$59
per month
For active agents working multiple carriers who want full automation.
  • Unlimited carriers
  • Unlimited members tracked
  • Priority surprise drop alerts
  • Unlimited AI dispute analyses
  • Evidence file attachments
  • Case status tracking
  • Export dispute reports
Agency
$149
per month
For agencies and FMOs managing multiple agents under one account.
  • Up to 10 agent sub-accounts
  • Centralized agency dashboard
  • All Professional features
  • Bulk roster processing
  • Priority support
  • Custom carrier templates
Early Feedback

Agents who tried it
couldn't go back

★★★★★
"I had no idea I was losing $300–400 a month to bad chargebacks. ChargebackIQ found three errors in my first upload and drafted all the dispute emails for me."
MR
Maria R.
Independent Medicare Agent, Texas
★★★★★
"The AI dispute email is worth the price alone. I used to spend 45 minutes writing one and still wasn't sure it was right. Now it's done in 30 seconds."
JG
James G.
Health Insurance Broker, Florida
★★★★★
"As an agency owner I was spending 6+ hours a month on roster audits. ChargebackIQ does it in minutes. My agents love it and our chargebacks are down significantly."
DT
Diana T.
Agency Owner, California
Early Access

Ready to stop leaving money on the table?

Join the early access list. We're onboarding agents now — the first 50 get 60 days free, no credit card required.

✓ You're on the list! We'll reach out within 24 hours with your access link.

No credit card. No commitment. Cancel anytime.